diff --git a/backend/apps/monitor/migrations/0010_iamuser_deny_policy_exempt.py b/backend/apps/monitor/migrations/0010_iamuser_deny_policy_exempt.py
new file mode 100644
index 0000000..c29ac6e
--- /dev/null
+++ b/backend/apps/monitor/migrations/0010_iamuser_deny_policy_exempt.py
@@ -0,0 +1,18 @@
+# Generated by Django 4.2.21 on 2026-03-28 16:01
+
+from django.db import migrations, models
+
+
+class Migration(migrations.Migration):
+
+    dependencies = [
+        ('monitor', '0009_iamuser_volc_login_allowed'),
+    ]
+
+    operations = [
+        migrations.AddField(
+            model_name='iamuser',
+            name='deny_policy_exempt',
+            field=models.BooleanField(default=False, help_text='开启后不生成项目隔离 Deny 策略（适用于管理员自用账号）', verbose_name='免除 Deny 策略'),
+        ),
+    ]
diff --git a/backend/apps/monitor/models.py b/backend/apps/monitor/models.py
index 6a1565a..58d036a 100644
--- a/backend/apps/monitor/models.py
+++ b/backend/apps/monitor/models.py
@@ -62,6 +62,9 @@ class IAMUser(models.Model):
     triggered_alerts = models.JSONField('已触发的告警阈值', default=list, blank=True,
                                         help_text='记录已通知过的百分比，划拨新额度时自动重置')
 
+    deny_policy_exempt = models.BooleanField('免除 Deny 策略', default=False,
+                                              help_text='开启后不生成项目隔离 Deny 策略（适用于管理员自用账号）')
+
     # --- 停用时保存的策略快照（恢复时自动加回） ---
     saved_policies_on_disable = models.JSONField('停用时保存的策略', default=list, blank=True,
                                                   help_text='停用时自动移除的策略列表，恢复时加回')
diff --git a/backend/apps/monitor/serializers.py b/backend/apps/monitor/serializers.py
index f17bd80..bed8e2a 100644
--- a/backend/apps/monitor/serializers.py
+++ b/backend/apps/monitor/serializers.py
@@ -42,6 +42,7 @@ class IAMUserSerializer(serializers.ModelSerializer):
             'effective_alert_thresholds',
             'projects', 'monitored_project_count',
             'login_enabled', 'volc_login_allowed',
+            'deny_policy_exempt',
             'remark', 'created_at', 'updated_at',
         ]
         read_only_fields = ['user_id', 'access_key_ids', 'status',
@@ -77,6 +78,7 @@ class IAMUserConfigSerializer(serializers.Serializer):
     )
     monitor_enabled = serializers.BooleanField(required=False)
     auto_disable_enabled = serializers.BooleanField(required=False)
+    deny_policy_exempt = serializers.BooleanField(required=False)
 
 
 class IAMUserProjectAddSerializer(serializers.Serializer):
diff --git a/backend/apps/monitor/views.py b/backend/apps/monitor/views.py
index be08cb0..200c889 100644
--- a/backend/apps/monitor/views.py
+++ b/backend/apps/monitor/views.py
@@ -50,6 +50,12 @@ def _update_deny_policy(user):
     if not ak:
         return
     svc = IAMService(ak, sk)
+
+    if user.deny_policy_exempt:
+        # 免除 Deny 策略的账号，移除已有的 Deny 策略
+        svc.remove_deny_policy(user.username)
+        return
+
     allowed_projects = list(
         user.projects.values_list('project_name', flat=True)
     )
@@ -420,9 +426,16 @@ def iam_user_update_view(request, pk):
     serializer = IAMUserConfigSerializer(data=request.data, partial=True)
     serializer.is_valid(raise_exception=True)
 
+    deny_changed = 'deny_policy_exempt' in serializer.validated_data and \
+        serializer.validated_data['deny_policy_exempt'] != user.deny_policy_exempt
+
     for field, value in serializer.validated_data.items():
         setattr(user, field, value)
     user.save()
+
+    if deny_changed:
+        _update_deny_policy(user)
+
     return Response(IAMUserSerializer(user).data)
 
 
diff --git a/frontend/src/views/iam/IAMUserList.vue b/frontend/src/views/iam/IAMUserList.vue
index e5f1eda..401fd65 100644
--- a/frontend/src/views/iam/IAMUserList.vue
+++ b/frontend/src/views/iam/IAMUserList.vue
@@ -155,6 +155,10 @@
           <el-switch v-model="configForm.auto_disable_enabled" />
           <span class="switch-hint">{{ configForm.auto_disable_enabled ? '消费达100%额度时自动停用' : '仅通知不停用' }}</span>
         </el-form-item>
+        <el-form-item label="免除 Deny 策略">
+          <el-switch v-model="configForm.deny_policy_exempt" />
+          <span class="switch-hint">{{ configForm.deny_policy_exempt ? '不限制项目访问（管理员账号）' : '按关联项目限制访问' }}</span>
+        </el-form-item>
       </el-form>
       <template #footer>
         <el-button @click="configVisible = false">取消</el-button>
@@ -488,6 +492,7 @@ function openConfig(row) {
     alert_thresholds: [...(row.alert_thresholds?.length ? row.alert_thresholds : row.effective_alert_thresholds || [50, 80, 90])],
     monitor_enabled: row.monitor_enabled,
     auto_disable_enabled: row.auto_disable_enabled,
+    deny_policy_exempt: row.deny_policy_exempt || false,
   }
   newStep.value = null
   configVisible.value = true