diff --git a/backend/src/config.ts b/backend/src/config.ts
index 19c5918..ccc4d06 100644
--- a/backend/src/config.ts
+++ b/backend/src/config.ts
@@ -1,5 +1,12 @@
 import { z } from 'zod';
 
+// z.coerce.boolean() 把任何非空字符串当 true(包括"false"),用 preprocess 修正
+const envBool = (defaultValue: boolean) =>
+  z.preprocess((v) => {
+    if (typeof v !== 'string') return v;
+    return ['true', '1', 'yes', 'on'].includes(v.toLowerCase());
+  }, z.boolean()).default(defaultValue);
+
 const envSchema = z.object({
   JWT_SECRET: z.string().min(16, 'JWT_SECRET must be at least 16 characters'),
   PORT: z.coerce.number().default(3200),
@@ -25,13 +32,13 @@ const envSchema = z.object({
   ADMIN_PASSWORD: z.string().min(6).default('Admin123!'),
 
   // AI (豆包 Doubao / 火山引擎 Ark)
-  AI_ENABLED: z.coerce.boolean().default(false),
+  AI_ENABLED: envBool(false),
   AI_API_KEY: z.string().default(''),
   AI_MODEL: z.string().default('doubao-seed-2-0-pro-260215'),
   AI_BASE_URL: z.string().default('https://ark.cn-beijing.volces.com/api/v3'),
 
   // ROI 外部营收 API
-  MOCK_REVENUE_API: z.coerce.boolean().default(false),
+  MOCK_REVENUE_API: envBool(false),
   REVENUE_API_BASE_URL: z.string().default('http://localhost:3200/mock'),
   REVENUE_API_KEY: z.string().default('mock-dev-key-12345'),
 });
diff --git a/backend/src/sync/scheduler.ts b/backend/src/sync/scheduler.ts
index 41f0aca..5d6b781 100644
--- a/backend/src/sync/scheduler.ts
+++ b/backend/src/sync/scheduler.ts
@@ -49,10 +49,16 @@ export function startScheduler(): void {
   });
 
   // ROI 营收 ingest:每天 03:00 拉昨日营收
-  revenueJob = new Cron('0 3 * * *', async () => {
-    console.info('[SCHEDULER] ROI 营收 ingest 开始...');
-    await runRevenueIngest().catch(e => console.error('[SCHEDULER] ROI 营收 ingest 失败:', e));
-  });
+  // 仅当 mock 启用 或 REVENUE_API_BASE_URL 不指向本地 mock 时才跑(避免对未挂载的端点请求拿 404)
+  const revenueApiReady = config.MOCK_REVENUE_API || !config.REVENUE_API_BASE_URL.includes('/mock');
+  if (revenueApiReady) {
+    revenueJob = new Cron('0 3 * * *', async () => {
+      console.info('[SCHEDULER] ROI 营收 ingest 开始...');
+      await runRevenueIngest().catch(e => console.error('[SCHEDULER] ROI 营收 ingest 失败:', e));
+    });
+  } else {
+    console.info('[SCHEDULER] 跳过营收 ingest cron: MOCK_REVENUE_API=false 且 REVENUE_API_BASE_URL 仍指向 mock');
+  }
 
   // ROI 资产摊销:每月 1 号 01:00
   amortizerJob = new Cron('0 1 1 * *', async () => {